Buying a home is a big deal, whether you’re doing it for the first time or getting back into the ever-changing market. When you educate yourself for smart homeownership with Framework, you’ll navigate every step of the process with confidence. If you are already working with a lender you should confirm this meets their requirements prior to registering as different lenders may have different homebuyer education and counseling requirements.


2021 Downpayment Plus Programs
To satisfy the pre-purchase education and counseling requirement for the FHLBank Chicago’s 2021 Downpayment Plus and Downpayment Plus Advantage programs, homebuyers may first select a counseling provider that is HUD certified and/or has adopted the National Industry Standards for Homeownership Education and Counseling (NIS) from the list below. After completing the Framework Online Homebuyer Course, the homebuyer will then be required to complete one-on-one counseling with the selected agency. Additional fees may apply.


Please click on one of the Framework partners below that offer individual advising:


AgencyCityState
Western Arizona Council of GovernmentsYumaAZ
Community Housing Council of FresnoFresnoCA
HomesFundDurangoCO
Affordable Homeownership Foundation, IncFort MyersFL
Housing Foundation of AmericaPembroke PinesFL
Jacksonville Urban LeagueJacksonvilleFL
Morningstar Urban DevelopmentEast PointGA
Hawaii Homeownership CenterHonoluluHI
Embarras River Basin Agency, Inc.GreenupIL
Far South Community Development CorpChicagoIL
NW HomeStartRockfordIL
Restoration AmericaCrystal LakeIL
Chinese American Service LeagueChicagoIL
Mid Central Community Action, Inc.BloomingtonIL
Spanish Coalition for HousingChicagoIL
The Neighbor ProjectAuroraIL
WayfindersSpringfieldMA
Cambridge Credit CounselingAgawamMA
NewVue CommunitiesFitchburgMA
Guidewell Financial Solutions dba CCCS of MarylandBaltimoreMD
Hagerstown Neighborhood Development PartnershipHagerstonwMD
Housing Options and Planning Enterprises, Inc. (H.O.P.E.)Oxon HillMD
Kennebec Valley Community Action ProgramWatervilleME
Capital Area Housing PartnershipEast LansingMI
Community Home SolutionsBay CityMI
Monroe County Opportunity ProgramMonroeMI
Urban League of Metropolitan St. LouisSt. LouisMO
NeighborWorks MontanaGreat FallsMT
Charlotte Mecklenburg Housing PartnershipCharlotteNC
Navicore SolutionsManalapanNJ
Housing Partnership Development CorporationNew YorkNY
Long Island Housing Partnership, Inc.HauppaugeNY
Community Development Corporation of Long IslandCentereachNY
CHN Housing PartnersClevelandOH
DevNWSpringfieldOR
NeighborImpactRedmondOR
NeighborWorks UmpquaRoseburgOR
Portland Housing CenterPortlandOR
Tabor Community ServicesLancasterPA
Good Neighbor FoundationFranklinTN
You Can Make It Home Ownership CenterSmyrnaTN
NeighborWorks Blackhawk RegionBeloitWI
CCCS of SheboyganSheboyganWI

*If you are already working with a lender, we suggest that you confirm that the Framework course meets their requirements prior to registering. Some lenders may have different or additional homebuyer education requirements than FHLBank Chicago.



Contact Framework Customer Service 
(855) 659-2267
support@frameworkhomeownership.org

What others are saying



Framework satisfies the homebuyer education requirements for Fannie Mae HomePath Ready Buyer™ and HomeReady® by Fannie Mae.

Everything you need to know

The Framework course is the most comprehensive around: it meets HUD guidelines and exceeds National Industry Standards for Homeownership Education.

The power of confidence

Knowledge really is power. The power to protect yourself as a consumer, do what’s best for you, and make your dream of homeownership come true.

Yes, it works on your phone

Mobile-optimized design lets you learn on your smartphone or tablet. So you can fit the course in during your lunch hour, on the bus . . . whenever, wherever.

Efficient for your busy life

The Framework course breaks homebuying down into bite-sized topics, and it’s so organized and intuitive, most people finish in just a few hours.

Big bang for your buck

When you complete the course, you also get Smart Start, Framework’s education series for new homeowners. It’s delivered to your inbox each month, for free.

Certificate of completion

When you pass the course, you get the certificate you need to qualify for some special loan programs that make homebuying easier. Just download and print.